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Category: Business Insurance

What Is Cargo Insurance and Why Is It Important?

Transporting goods carries risks. Any number of things can go wrong with goods in transit. That is what makes cargo insurance so important. It can help protect the value of your goods against losses in transit by sea, air, or rail. Cargo insurance provides protection against financial loss for cargo that is lost or damaged due to a covered event. These typically include natural disasters,...

Do I Need Business Insurance to Rent an Office Space?

A business insurance policy is a must if you are renting an office space. It is your landlord’s responsibility to carry insurance for the physical building itself. Business insurance can help protect your business property and provide liability or financial protection in case of certain mishaps or events. Why Do You Need Business Insurance for a Rented Office Space? There are several important reasons to...

4 Winter Risks and How to Protect Your Business From Them

Consumer spending increases for the holidays and business picks up during the winter months. But winter weather also brings certain risks for businesses. The following are some top winter risks and how to protect your business from them. Slip or Trip and Fall Accidents Icy walkways and slippery floors from melting snow can lead to slip or trip and fall accidents on your business premises....

7 Mistakes Small Business Owners Make When Filing Claims

As a small business owner, you have consistently paid your insurance premiums. When the time comes to file a claim, it can be a shock to have your claim denied and be forced to pay out of pocket – especially when you believed you were covered. These are the most common mistakes small business owners make: Failed to Understand Covered Perils Insurance policies cover specific...

7 New Year’s Resolutions for Business Owners

Walk 10,000 steps each day. Read a new book each month. Learn how to play the flugelhorn. The sky’s the limit when creating your list of New Year's resolutions. But while you ponder the merits of your next personal goal, there’s another area of your life that could benefit from a little introspection at the year’s end: your business. As a small business owner, you...